Buy now pay later catalogues allow you to spread the cost of shopping across months or even years. Below is a definitive list of pay monthly catalogues that offer credit accounts where you can pay monthly, pay in full or buy now pay later. There are offers aplenty too with discount codes availble for buy now pay later or first time customers.

This list of catalogues is not in any particular order but shows the key benefits of each catalogue:

  • Very account offers 3 payment methods: Pay the minimum amount each month, interest free if you pay in 3 payments or pay any amount you want (from the minimum payment to the full outstanding balance)
  • Massive catalogue with products including lingerie, clothing, jewellery, toys, electricals, kitchen appliances, sports gear and more
  • Typical credit limit of £1000
  • Buy now pay later for 12 months if you order is over £50


  • Open a Freemans Flex account to spread the cost and have the flexibility to choose which way you pay every month
  • Exclusive competitions for account holders
  • Catalogue includes a massive range of products, all are available on buy now pay later and interest free credit
  • Free delivery and free returns

K&co (K and Co –

  • 3 catalogues have now merged to become K&co (formerly the massive Kays, Great Universal & Empire Stores)
  • Up to 12 months buy now pay later available for orders over £50
  • Free delivery and returns available from K&Co
  • Rewards system for customers, every time you pay a bill (£20 or more), you’ll earn rewards to spend like real money.

Additions Direct

  • 12 months interest free available or you can pay the minimum amount each month to spread the cost
  • Free returns and next day delivery available
  • Typical credit limit of £1000 with flexible payment options available each month

Littlewoods Catalogue

  • Free delivery when using the Collect+ option
  • Typical credit limit of £750
  • Buy now pay later with interest free options available and flexible monthly payments

  • Ladies fashion for the women you are now – all fashions are available in all shapes and sizes
  • Buy now pay later available
  • Interest free credit available
  • Next day delivery and free returns
  • Open an options account to spread the cost of purchases, even pay early if you want to (typical credit limit is £1000)